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Short Term Care

The purpose of a Short Term Care plan is to give your client an affordable option if they need to recover in a nursing home for a short period of time, typically less than a year. Another way your client can use a Short Term Care plan is by covering the elimination period of their Long Term Care plan. Since the cost of staying in a nursing home has increased over the years, some clients have found that the elimination period of their Long Term Care plan is no longer affordable. A Short Term Care benefit of 30 or 60 days can help with this out of pocket cost. Senior Benefit Services offers a few plans that have different benefits your client might be looking for.

Learn More About Short Term Care

Click on the tabs below to see the different plans from insurance providers!

 

    • State Availability: AL, AR, AZ, CO, DE, GA, ID, IL, IN, IA, KY, LA, MD, MI, MS, MO, MT, NM, NE, NV, NC, NM, NC, OH, OK, PA, SC, TN, UT, VA, WV, WY
    • Issue ages: 18-85
    • Plan Details
      • Daily Benefit
        • $30-$300
      • Benefit Period (Days)
        • 90, 180, 270, or 360
      • Elimination Period
        • 0 or 20 Days
      • Household Discount
        • 10%
    • Optional Riders*
      • Home Health Care
      • Cancer First Occurrence

    *plan benefits and riders vary by state

    • State Availability: AL, AR, AZ, CO, DE, GA, ID, IL, IN, IA, KY, LA, MD, MI, MS, MO, MT, NE, NV, NC, OH, OK, OR, RI, SC, TN, TX, UT, WV, WI, WY
    • Issue ages: 50-89
    • Plan Details
      • Daily Benefit
        • Maximum of $300
      • Benefit Period (Days)
        • 90, 180, 270, or 360
      • Elimination Period
        • 0, 20, or 100 Days
      • Household Discount
        • 10%
      • Hospital Indemnity Included
    • Optional Riders*
      • Home Health Care

    *plan benefits and riders vary by state

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    • State Availability: AL, AK, AR, CT, DE, DC, GA, ID, IL, IA, KY, LA,  MI, MS, MO, MT, NE, NV, NH, NM, NC, OH, OK, OR, PA, RI, SC, TN, UT, VA, WV, WY
    • Issue ages: 40-84
    • Plan Details
      • Daily Benefit
        • $50-$300
      • Benefit Period (Days)
        • 30, 45, 60, 90, 180, or 360
      • Elimination Period
        • 0 Days
      • Household Discount
        • 10%
      • Full Restoration
        • Yes (1 time)
    • Optional Riders*
      • Home Health Care
      • Simple Inflation
      • Compound Inflation

    *plan benefits and riders vary by state

    • State Availability: AL, AR, AZ, CO, DE, GA, ID, IL, IN, IA, KY, LA, ME, MI, MS, MO, MT, NE, NV, NJ, NM, NC, OH, OK, OR, PA, SC, TN, UT, VA, WV, WI, WY
    • Issue ages: 18-79
    • Plan Details
      • Daily Benefit
        • $100-$300
      • Benefit Period (Days)
        • 120, 240, or 360
      • Elimination Period
        • 0, 15, or 30 Days
      • Household Discount
        • 10%
      • Full Restoration
        • Yes (1 time)
    • Optional Riders*
      • Simple Inflation
      • Survivorship Benefit

    *plan benefits and riders vary by state


Compare STC Carriers