You may come for our top contracts, but you will stay for the service!

Life Insurance

Senior Benefit Services offers a variety of life insurance products that fits the needs of almost every client. Whether your client wants to purchase a small policy to simply cover their final expenses, or looking to build a legacy, we have the products that they are looking for. Our life products are available exclusively for our Producing Partners – agents actively writing with Senior Benefit Services. If you are one of our Producing Partners already working with us and are interested in selling any of these life insurance products please contact our Marketing Department for more information on the carriers listed below.

Baltimore Life Logo

 


Aetna/Accendo

Aetna was founded in 1853 and has grown into one of the country’s most well-known insurance carriers.  Aetna is committed to providing individuals, employers, health care professions, producers and others with innovative benefits, products, and services.  Aetna values four things, Integrity, Inspiration, Caring, and Excellence. Aetna also offers competitively priced plan options in most states

Aetna Final Expense Subsidiaries:

  • Accendo Life Insurance Company
  • American Continental Insurance Company
  • Continental Life Insurance Company of Brentwood, Tennessee


Baltimore Life LogoBaltimore Life Insurance Company

Since 1882, Baltimore Life has served the mutual interests of our policyholders, agents, employees, and communities. Baltimore Life commits to Openness and Honesty, Integrity and Respect, Making a positive difference, and Financial discipline.

Life Products:

  • Final Expense – Silver Guard
  • SPWL/Generation Legacy
  • Term Life
  • Whole Life


Bankers Fidelity Life Insurance/Assurance

Bankers Fidelity has been serving the senior marketplace for more than 60 years.  Their commitment to fair and fast payment of claims has earned them the reputation of quality service to policyholders and families.  Bankers Fidelity has proven to be a leader in the life and health industry due to introducing innovative products and value services.

Life Products:

  • Final Expense
  • Graded Benefit
  • Term Life


Cigna

Since 1972, Cigna have been helping senior clients cover their health care costs, including deductibles and coinsurance payments.  Cigna’s mission is to improve the health and over all well-being of their customers by making health care simple, affordable, and predictable.

Cigna Whole Life Subsidiaries:

  • Cigna Health and Life


Gerber Life

For over 50 years, Gerber Life has provided budget-friendly life insurance for children and adults. With Gerber Life, applying for a policy is easy and straightforward. Gerber Life is also conservatively managed to ensure long term grows and financial stability with high quality investments.

Life Products:

  • Grow Up Plan
  • Guaranteed Issue
  • Term Life
  • Whole Life


Guarantee Trust Life (GTL)

Guarantee Trust Life is one of the most competitive insurance carriers on the market with quality products and excellent customer service. For 80+ years, GTL has made it its mission to provide one-on-one customer service while being friendly and open to help.

Life Products:

  • Graded Benefit


Medico

Medico Insurance Company is among the most competitive programs in the market for clients in their late 60s and early 70s. Beginning operations in 1930, Medico Insurance Company are proud to call America’s heartland their home for over 80 years.

Life Products:

  • Final Expense


Mutual of Omaha (Living Promise)

Living Promise Whole Life Insurance from United of Omaha Life Insurance Company (United of Omaha) is designed to help with final expenses and more. Mutual of Omaha can provide affordable protection that pays benefits directly to the person you choose to take care of or any outstanding medical bills, unexpected expenses, or debt that you leave behind.

Life Products:

  • Whole Life
  • Graded Benefit


Oxford Life Insurance Company

Oxford Life offers products and services that promote financial security and ensures that clients live stress-free during their retirement years.  Oxford Life works to provide quality service because of their commitment to their customers and expand and improve their programs.

Life Products:

  • Single Premium Whole Life


Prosperity Life Group

Prosperity Life Group provides financial security to individuals and their families through innovative protection, supplemental insurance, and asset accumulation products. Prosperity Life Group can maintain their leading provider title for additional insurance as they have serviced 300,000 policies and helping customers cover out-of-pocket expenses since 2009.

Life Products:

  • Final Expense


Transamerica Life

Transamerica was founded in 1904 as a financial services company focusing on life insurance, pension, and asset management groups. Transamerica is concerned about healthcare costs and protecting families and is their commitment to helping them plan for every part of the journey.

Life Products:

  • Whole Life
  • Term Life
  • Graded Life

 United Life

United Life Insurance Company provides quality products and services to agents and policyholders. United Life has a knowledgeable staff of insurance professionals offering a standard of service unsurpassed in the insurance industry. Established in 1962, United Life has built a solid reputation for high-value products.

Life Products:

  • Single Premium Whole Life
  • Term Life


Washington National

For over 100 years, Washington National has been helping Americans protect what matters.  Washington National has helped customers prepare for the unexpected at every stage of life with valuable health and life insurance products.

Life Products:

  • Term Life
  • Whole Life