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Home Health Care

  • Home Health Care

    Home Health Care has become increasingly popular in the senior market in the past couple of years. With the affordable premiums, prescription drug benefit and simplified underwriting more agents have noticed that this product will be beneficial to their client. But there's so much more to Home Health Care. Click on the additional tabs to learn more about Home Health Care plans we offer.      

     
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    Guarantee Trust Life Home Health Care

    Guarantee Trust Life offers a home health care plan that combines the BEST of Home Health Care and Short Term Care.
    Issue Ages:
    • 40-85
    Plan Options:
    • Plan A - $150 maximum daily benefit
      • $40 maximum daily short-term home health care aide benefit
      • $300 maximum annual prescription drug benefit
    • Plan B-$300 maximum daily benefit
      • $80 maximum daily short-term home health care aide benefit
      • $600 maximum annual prescription drug benefit
    • Plan C - $450 maximum daily benefit
      • $120 maximum daily short-term home health care aide benefit
      • $600 maximum annual prescription drug benefit
    Prescription Drug Benefit:
    • $10 for generic prescription drugs
    • $25 for brand name prescription drugs
     
    Restoration of Benefits:
    Benefits are restored if home health care benefits are not received for 180 consecutive days AND a Licensed Health Care Practitioner has certified that the client is sufficiently recovered and no longer requires home health care or nursing care services.
    Access to Ask Mayo Clinic Online!
    Have access to answers that are time-saving, cost-saving and potentially life-saving...right at your fingertips!
    Check Out GTL's Home Health Care HOT POINTS!

    Click Here For More Details

    View Frequently Asked Questions about GTL's Home Health Care Plan

    Common Questions About HHC

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    Kemper Home Health Care

    Kemper offers Home Health Care insurance as an affordable solution that gives your client the flexibility to utilize the type of care that right for them in the comfort of their own home.
    Issue Ages:
    • 41-85
    Plan Options:
    • Kemper Home Health Care Benefits
      • $150 daily maximum benefit
      • $40 maximum daily short-term home health care aide benefit
      • $50 daily benefit for Home Hospice Services
      • $25 for each Prescription Drug up to $300 per year (varies by state)
    • Kemper Home Health Care with EXTRA BENEFITS
      • $150 daily maximum benefit
      • $40 maximum daily short-term home health care aide benefit
      • $50 daily benefit for Home Hospice Services
      • $25 for each Prescription Drug up to $300 per year (varies by state)
      • $150 for an Annual Physical Exam
      • $40 for an annual eye exam
        • $75 for eyeglasses and frames every 2 years
      • $50 for an annual hearing exam
        • $250 for hearing aids every 2 years
      • $100 per ambulance trip up to 2 times a year
      • $80 daily benefit for in-hospital private duty nurse - up to 30 days per year
     
    Drug Benefit:
    • $25 for each prescription
    • Maximum benefit up to $300 per year (varies by state)
    • Deductible from $25 - $50 per year (varies by state)

    Check Out Kemper's Complete Home Health Care Benefit Details

    Click Here For More Details

  • GTL VS. Kemper

    Kemper was the first to release their home health care product back in 2014. While most agents appreciated the benefit of their client recovering at home, other agents realized that Kemper offered a Prescription Drug benefit that would reimburse the client some (if not all!) their home health care premiums!
    In 2016 Guarantee Trust Life released their own version of Home Health Care that combined the BEST of short term care and home health care with an excellent prescription drug benefit as well.
    So which carrier is better? Each has their own unique features and we put together a little comparison for you to decide!

    Click on the link below to view the Battle of Home Health Care Plans.

    GTL vs Kemper