You may come for our top contracts, but you will stay for the service!

Keeping Your Business Going During COVID-19 (Utilizing e-Apps)

Your Home Office
Like everyone in the United States and around the world, we’re dealing with the effects of the COVID-19 outbreak. In Maryland, where Senior Benefit Services is located, and the surrounding states, most non-essential businesses are being shut down and people are encouraged to practice
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New Heartland National Contact Information and Application Processing

Heartland National: New Third Party Administrator Effective April 1, 2020, Heartland National Life will be using a new Third Party Administrator to process all HNL policies. In order to facilitate this transition, applications received after March 20, 2020 will not be processed until
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Want More Leads?

As a member of the Marketing Department here at Senior Benefit Services the number one question we hear from new agents calling in is, “do you have any leads?” Well, the honest answer is “no, I don’t have any leads in my back pocket.” However, we do have suggestions on how to obtain l
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Top 3 Mistakes When Submitting an Application

NIGO… that dreaded acronym… Not In Good Order.  No agent wants to hear this about their recently submitted application. Every agent’s goal is to have an application submitted and approved as quickly as possible, if not immediately. In reality though, NIGO applications account for 40%
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Cigna New Policy Quoting Changes – IMPORTANT!

IMPORTANT UPDATE! New Policy Quoting changes in effect July 1, 2019 Beginning July 1, 2019 Cigna will be implementing a policy change on how business is quoted.  They currently allow policy quoting 180-days prior to the effective date.  The new change will now limit quoting to 90-days
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MACRA is Coming

You’ve seen the acronym MACRA and are aware that this will affect Medicare Supplement plans in 2020, but do you know why? If you want to take the time, here’s the link to the official MACRA posted on But as a busy insurance agent you most likely don’t have the time t
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