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Senior Term Life Insurance

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Senior Term Life Insurance products are fully-underwritten term life insurance policies. The policies offer your clients fully guaranteed level death benefits and fully guaranteed premiums. Premiums are level for an initial period of 10, 15, 20, or 30 years, after which they increase annually. Secure Solution Protector is suitable for temporary life insurance needs and usually lower than permanent life insurance. Individuals can cover needs such as a mortgage or short-term debt, and Secure Solution Protector is ideal for those on a limited budget.

  • Issue Age: 18 – 75
  • Face Amount: $25,000+
  • No Policy Fee
  • Fully Underwritten
  • Top Commissions!

 

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Transamerica Life Insurance Company’s Trendsetter Series combines all the benefits of term life insurance with policy choices that can help meet your needs, featuring the versatility of Trendsetter Super and Trendsetter LB.

Trendsetter Super Series: Offers cost-effective monthly premium, coverage option for those in their mature years, the ability to get a policy for amounts of $25,000 -$99,000 without the need for a medical exam.

  • Issue Ages: 18-75
  • “Age last birthday” -issue age is based on the insured’s age at last birthday
  • Face Amounts: $25,000+
  • Additional riders available! Including Waiver of Premium, Children’s Insurance, and Accident Indemnity
  • Fully Underwritten
  • Commissions paid on policy fees

 

Trendsetter LB: Offers Living Benefits which can give you early access to policy benefits if you are stricken with a qualifying chronic, critical, or terminal illness such as stroke, cancer, heart attack, or paralysis. Trendsetter LB also offers coverage up to $249,999 without a medical exam and the ability to add the ability to add the Monthly Disability Income Rider to your policy.

  • Issue Ages: 18-75
  • “Age last birthday” -issue age is based on the insured’s age at last birthday
  • Face Amounts: $25,000 -$999,999
  • Fully Underwritten
  • Guaranteed level premiums for 10, 15, 20, 25, 30 years.
  •  Commissions paid on policy fees

 

You can choose from different coverage amounts, length, and optional add-ons to personalize your policy.

 

Want More Information? Give us a call 1-800-924-4727, send us an email Marketing@srbenefit.com , or simply Click Here for our Information Request Form.