Mutual of Omaha has filed a Medicare supplement product under the new affiliate Omaha Insurance Company in the following states – Connecticut, Kentucky, Maryland, Michigan, Ohio, Pennsylvania, South Carolina, and West Virginia.

Don’t miss this great opportunity! Omaha Insurance Company Medicare supplements will be released in eight states upon approval. If you don’t have an appointment with Omaha Insurance, call 1-800-924-4727 or email Marketing@srbenefit.com for details. You’ll be ready to sell this spring.

Effective March 01, 2012, on New Business and April 1, 2012 on Inforced Business United of Omaha 2010 Modernized Medicare Supplement (policies effective on or after June 1, 2010) in New Jersey will be having a Rate Increase on Plans A, C, F, G, and M.

If you have any questions regarding this Medicare Supplement Rate Increase, please contact Marketing at 1-800-924-4727, or email Marketing@srbenefit.com

Effective February 01, 2012, Genworth Life Insurance Company will be increasing its premiums on a previosly issued closed block of Medicare Supplement business in the state of Tennessee.

If you have any questions regarding this Medicare Supplement rate increase, please contact Marketing at 1-800-924-4727, or email Marketing@srbenefit.com

Join us for a Free Life Insurance Webinar as we take a look at a product that allows you to transfer Qualified Funds such as 401k’s, IRA’s, and Annuities into a Tax Free Death Benefit. We will be discussing how the Generation Legacy plan works, which target markets you should be marketing to, ways to position yourself for time effective sales, and our secret to finding what no broker could find before.

Topics

What is the Generation Legacy plan?

How the Generation Legacy plan Works

Which Clients you should be Marketing to

Positioning yourself to Make Sales

Our Secret to Finding what NO Broker could find before

Date and Time

February 29, 2012

10:30 am (Eastern Time)

If you have any questions or would like more information about our webinars please call 1-800-924-4727 or email Marketing@srbenefit.com

We’ve all heard the saying: “There is no such thing as a Free Lunch”. So, why do we as brokers believe that there is such a thing as getting Free Leads without any work being involved?  That’s why Senior Benefit Services has released their Key Producers Marketing Program.  Simply sell Medicare Supplements with some of our most competitive carriers, and Senior Benefit Services will cover the cost of one of our trusted 1,000 piece Medicare Supplement lead drops in your area.  Get Hard Working Leads – NOT Free Leads that Hardly Work. 

Guidelines:

Be appointed at a Writing Agent Level thru Senior Benefits Services for our top 3 carriers.

Qualifying Plans Include: B, C, D, F, G, and N issued by our top carriers.

12 Issued and paid for policies gets you a 1,000 piece lead drop.

For more information, complete guidelines and to start qualifying today for our “Key Producer’s Marketing Program” call the marketing department at 1-800-924-4727 or email Marketing@srbenefit.com

Note:  This Program is not available in all states.

    Join us for a free webinar as we take a look at one of the simpler, but more effective life insurance products used in the senior market today. We will be discussing how the Single Premium Whole Life plan works, the target markets for the plan, and ways to position yourself for time effective sales.

Topics

What is a Single Premium Whole Life plan?

How the Single Premium Whole Life plan Works

Which Clients you Should be Marketing to

Our Secret to Finding the Money!

Positioning Yourself to Make the Sale

Date and Time

January 25th, 2012

 10:30 a.m. (Eastern Time)

If you have any questions or would like more information about our webinars please call 1-800-924-4727 or email Marketing@srbenefit.com 

With a Hospital Indemnity Insurance plan, your client can receive a daily benefit from $5o-$600 per day to cover out-of-pocket cost (such as the Daily Hospital Co-pays with a Medicare Advantage plan), available in $50 increments, for a maximum benefit period of 31 days of confinement. This can mean a maximum benefit paid to your client of up to $18,600 per hospital stay. The daily hospital confinement benefit restores after 60 consecutive days of not being hospitalized, so it will be there should your client need it again. Coverage is also available if your client wants to include their spouse* and/or child(ren) on this valuable coverage.

Policy Details

• This Hospital Indemnity plan pays a benefit of up to $600 dollars per day (depending on benefit level selected) for up to 31 dayswhen hospitalized due to a covered injury or sickness.
• The Hospital Indemnity plan may be written on an individual, individual plus spouse, individual plus child(ren), or family coverage. Benefit levels and riders selected will provide the same coverage for each insured, except that each child insured will receive 50% of the daily hospital benefit and 50% of the lump sum hospitalization benefit selected.
• Individuals and spouses age 18-84 and children ages 0-26 will be eligible for coverage. For individual and spouse or family coverage, rates will be based on the higher age of the spouses.
• The Hospital Indemnity plan will be underwritten based on yes/no type questions on the application. Each proposed insured must be named and underwriting questions must be answered for each person.

Riders

Lump Sum Hospital Confinement Rider - pays up to $1,000 in increments of $250. This benefit also restores after 60 consecutive days of not being hospitalized.

Durable Medical Equipment Rider – which pays 30% of the first $1,000 of actual charges per calendar year for a wheelchair, walker, cane, or similar piece of equipment.

Ambulance Rider – pays up to $200 per service, one time during any period of hospital confinement.

Accidental Death and Dismemberment Rider – which pays up to $10,000 in increments of $5,000, for dismemberment or death due to an accident.

Facts to Consider

If you have a client on a Medicare Advantage plan because they Can’t afford a High Monthly Premium.

How are they going to afford a High Daily Hospital Co-pay?

The average length of stay in a United States hospital was 4.6 days in 2008.*

The average bill from a United States community hospital was $29,046 in 2008.*

* AHRQ HCUPnet. Agency for Healthcare Research and Quality (2008).

For More Information on our Hospital Indemnity plan in New Jersey call us at 1-800-924-4727 or email us Marketing@srbenefit.com  

Michigan

• The rate increase will effect plans A, B, F, and J policies effective February 1, 2012.
• The rate increase for plan D policies will become effective June 1, 2012.

South Dakota

• The rate increase will effect plans A, B, F, and J policies effective February 1, 2012.
• The rate increase for plan D policies will become effective June 1, 2012.

Oklahoma

• The rate increase will effect plans A, B, F, and J policies effective February 1, 2012.
• The rate increase for plan D policies will become effective June 1, 2012.

For more information on how these increases, or how they will effect your block of business call 1-800-924-4727 or email marketing@srbenefit.com

Arizona

• Rate Increase for Closed Block of Business
• All Medicare Supplement plans in this Block of Business will be effected
• The rate adjustment will be effective on the policyholder’s first Policy Anniversary Date that occurs on or after January 1, 2012.

Illinois

• Rate Increase for Closed Block of Business
• All Medicare Supplement plans in this Block of Business will be effected
• The rate adjustment will be effective on the policyholder’s first Policy Anniversary Date that occurs on or after February 1, 2012.

Georgia

• Rate Increase for Closed Block of Business
• Plans A, D, F, and High Deductible F will be effected by the rate increase
• The rate adjustment will be effective on the policyholder’s first Policy Anniversary Date that occurs on or after February 1, 2012.

Maryland

• Rate Increase for Closed Block of Business
• All Medicare Supplement plans in this Block of Business will be effected
• The rate adjustment will be effective on the policyholder’s first Policy Anniversary Date that occurs on or after February 1, 2012.

Nebraska

• Rate Increase for Closed Block of Business
• All Medicare Supplement plans in this Block of Business will be effected
• The rate adjustment will be effective on the policyholder’s first Policy Anniversary Date that occurs on or after February 1, 2012.

North Carolina

• Rate Increase for Closed Block of Business
• All Medicare Supplement plans in this Block of Business will be effected
• The rate adjustment will be effective on the policyholder’s first Policy Anniversary Date that occurs on or after February 1, 2012.

Effective January 1, 2012 the daily Co-insurance and Deductible amounts for Medicare Part A and Part B will change. These amounts are set by law and updated annually.

Medicare Advantage and Medicare Supplement coverage will be automatically adjusted to fit the new Medicare Part A and B 2012 Amounts.

The Medicare Part B – Medical Insurance deductible has been decreased from $162 to $140 per. calender year.

High Deductible – For High Deductible plan F and J, the high deductible has been increased from $2,000 to $2,070. This is the amount you must pay before any benefits are payable by the Medicare Supplement policy.

Co-payments - For plan N, the Co-payment for some office visits will remain $20. The Co-payment for emergency room visits that don’t result in an inpatient admission will remain $50.

If you are a Senior Insurance Agent and have questions about these Medicare Part A and Part B changes call Senior Benefit Services Inc. 1-800-924-4727., Monday – Friday 9:00 a.m. – 5:00 p.m. EST, or email us Marketing@srbenefit.com