Qualification Requirements:

MGA…………………….. $2,000,000 min. production

Recruiting GAs………. $750,000 min. production (min. five producing agents)

Agents………………….. $150,000 min. production

Qualifying Products:*

Medicare Supplement = one for one on production

Final Expense (Whole Life) = two for one on production

Complementary Products = two for one on production

• Cancer Plus
• Continental Care
• Home Care
• Nursing Facility Care

President’s Cabinet:

• Top five MGAs
• Top five GAs
• Top five Agents

Companions:

Each qualifying winner may have one companion participate in the trip at no additional charge.

Other Contest Details:

Application date on qualifying production must be between March 1, 2012 and February 28, 2013. Qualifying production is based on all new, issued annualized premium and each qualified policy must be issued on or before March 15, 2013 and be in force on or before the start date of the trip. Qualifying production is limited to one policy per insured for each product. Internal replacements** or exchanges do not count towards contest qualification. Qualifiers must maintain an 80% persistency on qualifying business. All policies issued in CT and ME are excluded. All Medicare Supplement policies issued in MN and WV are excluded due to state compensation restrictions. ACI and CLI life and other health policies issued in MN and WV do qualify.

Aetna has the exclusive right to change the program rules during the qualification period and are subject to all state compensation restrictions based on the issue state of the policy. Participation is based on meeting the required production levels and receiving a written invitation to attend the trip. Qualifiers must be in compliance with all company and state marketing rules and regulations and be in good standing with Aetna Inc. and its legal entities. All federal, state, and local taxes associated with the receipt of a prize are the sole responsibility of the recipient. The trip has no cash value and is non-transferable.

Call Senior Benefit Services Inc. at 1-800-924-4727 for more information.

 FOR AGENT USE ONLY

]]> http://srbenefit.com/new/aetna-insurance-companys-sales-convention/feed/ 0 http://srbenefit.com/new/washington-national-insurance-companys-sales-convention/ http://srbenefit.com/new/washington-national-insurance-companys-sales-convention/#comments Fri, 04 May 2012 15:45:32 +0000 SBS Marketing http://srbenefit.com/new/?p=1979 Join Washington National for their 2013 Sales Convention in Curacao

BANKUNOS – In the Papiamentu language, ban-ku-nos means “Join Us!” We invite you to do just that, April 21-25, 2013 at the Hyatt Regency Curacao, where world-class amenities and seafront views are second to none.

For top producers, the 2013 Sales Celebration is Washington National’s way of saying “Thank You”. The islands vibrant culture, charming history and breathtaking beauty will make you feel instantly welcome.

Qualifications

Agent/Personal Producer - Life $100,000: Supplemental Health $100,000: Medicare Supplement $150,000

Agency/Manager – Life $400,000: Supplemental Health $400,000: Medicare Supplement $600,000

IMO – Life $750,000: Supplemental Health $750,000: Medicare Supplement $1,125,000

Official Rules

This  incentive applies to all applications issued and paid between January 1, 2012 and December 31, 2012.

Winners must meet minimum sales quality standards to qualify.

IMOs must meet minimum requirements to attend and cannot qualify as personal producers.

Managers may qualify on personal NAP if they qualify with team NAP. Recognition is based on qualification.

Production credit is given only to those who are receiving commission or production.

For agents to qualify, no change in rank will be recognized after June 30, 2012.

No cash reimbursements or alternate awards will be made in lieu of attendance.

Policies written on agents’ family members do not count toward convention credit.

Qualification is non-transferable.

Persistency is reviewed for all lines of business.

Nap Definitions

LIFE: First-year paid annualized modal premium (i.e., minimum premium) plus any pour-in-premium up to commission target premium on external 1035 exchange money

SUPPLEMENTAL HEALTH: First-year paid annualized modal premium minus not-takens

For more information on this Sales Convention please contact Senior Benefit Services Inc. at 1-800-924-4727 

Wrapped around a small bay with picture-postcard waters, Ocho Rios is a former fishing village that has become a tropical playground for tourists from around the globe. Complete with serene hillside gardens, a lively nightlife scene and one of the most beautiful waterfalls in the world, it’s a place you’ll never forget….Don’t miss it! 

Qualification Period

The qualification period is for business written between January 1, 2012 and December 31, 2012, and issued and paid for no later than January 20, 2013.

Producer Premium/Qualifications 

Meet the following requirements and you and a guest will enjoy round-trip coach airfare, resort accommodations, and all planned company functions! $60,000 of net conference credits during the qualification period. Values are assigned and applicable limitations are listed for each product below.

Annualized premium will be credited only to the primary writing agent and counted by product line as follows:

-Continuous Pay Products: 100% credit for life pay and limited payment periods.

-Single Premium Whole Life and Generation Legacy: 10% of paid premium.

-Annuity Products: 5% of annual premium.

Eligible Participants

Each qualifier must be contracted and licensed with The Baltimore Life Insurance Company on the date of departure, in good financial standing, and within pricing persistency in the Company. For example, final expense first year persistency is 73%; second year is 63.5%. Baltimore Life makes the final decision on who may qualify.

Ineligible Cases

Cases that are declined, withdrawn, not taken, surrendered, or lapsed during the qualification period and within two months after the qualification period will not be counted toward qualification. Family businesses: applications written on the life of the producer or other members of the immediate family (spouse, mother, father, sister, brother, children, and their spouses) will qualify only if paid on an annual mode, and not to exceed 10% of the qualification requirements.

Travel Arrangements

Baltimore Life will make all necessary travel arrangements, including travel arrangements to and from the gateway city nearest your home. All travel arrangements will be booked through Baltimore Life’s authorized travel agency. Any layovers at the departure point – either going or returning – are at the qualifier’s expense.

Credit Transfers

The qualifier must attend the conference in order to receive any benefits. No cash or other form of remuneration will be paid in lieu of attendance. Only a qualifier and one adult guest may appear.

Taxes

The value of the trip will be reported as income on Form 1099 as required by the Internal Revenue Service.

Call Senior Benefit Services Inc at 1-800-924-4727 for more details!

American Continental has received approval for a rate adjustment on Medicare Supplement policies currently available in Kentucky. A rate DECREASE is approved for all currently marketed (open block) MIPPA** plans B, G, and N. There will be no rate adjustment for plans A, F, and high deductible F.

If you would like more information on this rate decrease or any other Medicare Supplement rate increase or decrease call 1-800-924-4727 or email Marketing@srbenefit.com

          American Continental Insurance Company announced that there will be an increase on their Medicare Supplement plans A, B, F, HD F, G, and plan N in the state of Pennsylvania. For existing ACI Medicare Supplement policyholders enrolled in a 2010 MIPPA Plan the rate increase will become effective on the policy holder’s next Policy Anniversary Date that occurs on or after June 1, 2012.  

For more information on this Medicare Supplement Rate Increase or other Medicare Supplement Increases in you area please call 1-800-924-4727 and ask for marketing.

We’ve all seen the statistics that say that an estimated 8.5 million Americans will suffer a heart attack this year; that every 40 seconds someone in the U.S. has a stroke and that men have nearly a 1-in-2 lifetime risk of developing cancer and women a 1-in-3 lifetime risk.  However simply regurgitation of facts and statistics do not sell critical illness plans.

Join Senior Benefit Services as we take a look at how to position yourself to not just discuss statistics, but transfer the emotion needed to sell a mini critical illness plan.

While we as insurance agents can’t protect our clients from being diagnosed with these illnesses we can protect them from the catastrophic loss of savings that can occur.  So while your client is relying on their health plan to protect them, what they don’t see are the Critical Illness Pick Pockets that rob them of their assets.  The good news is many of the mini critical illness plans on the market today have small premiums that will protect your clients from big expenses.

Topics

Transferring Emotions, Not Just Regurgitating Facts

Uncovering your Clients’ Needs

Target Markets

Proven Sales Angles

An Overview of the Plans Available to Protect your Clients

*Register today and receive a Free White Paper on Critical Illness Risk and Cost Statistics*

Plan Details

Issue Ages: 0 – 85

Face Amounts: $10,000 – $75,000 (in increments of $5,000)

Coverage available for: Individuals, Single Parent, Couple, and Family

Reoccurrence Benefit (Built in at no extra cost): Remission or Reoccurrence must be at least one full year from when the policy paid out originally.

• Year 1:               10%
• Year 2 to 3:      25%
• Year 4:              50%
• Year 5+:           100%

Optional Riders

Lump Sum Heart Attack and Stroke Rider: Choose from $10,000 – $75,000 (in increments of $5,000)  Coronary Angioplasty or Coronary Artery Bypass Surgery that pays 10% of the lump sum

Intensive Care Rider: Pays an indemnity benefit of $150 per day for confinement in the I.C.U. for any reason. Pays half the amount for a step-down unit. Benefits are doubled when confinement happens within 48 hours of an accident.

Return of Premium Rider: Return of all premiums (less any claims paid) if you pass away prior to age 85.

and much more…..

For more details and information on this plan call Marketing at 800-924-4727 or Click Here

]]> http://srbenefit.com/new/new-lump-sum-cancer-heart-attack-and-stroke-plan/feed/ 0 http://srbenefit.com/new/critical-illness-insurance-availible-in-fl/ http://srbenefit.com/new/critical-illness-insurance-availible-in-fl/#comments Mon, 05 Mar 2012 18:25:15 +0000 SBS Marketing http://srbenefit.com/new/?p=1831 Florida Cancer, Heart Attack, and Stroke Insurance Available for Sale

Plan Details:

• Choose from Heart Attack, Stroke, and End-Stage Renal Failure coverage OR Cancer, Heart Attack, Stroke, and End-Stage Renal Failure coverage
• Issue Ages: 18 – 85
• Coverage available for: Individuals, Individual & Spouse, Single Parent, and Family
• Benefits from $10,000 to $70,000
• Payment Modes Available: Bank Draft, Direct Bill, Payroll Deduction, Credit Union Share Deduction, or Government Allotment

Optional Benefits:

• Return of Premium Rider: Returns your clients’ premiums after 20 years
• Wellness Benefit
• Hospital Confinement
• Consultation Benefit
• Radiation and Chemotherapy

Risks

•  This year an estimated 8.5 million Americans will suffer from a heart attack.
• Every 40 seconds someone in the U.S. has a Stroke
• Men have nearly a 1 in 2 lifetime risk of developing cancer. Women have a 1 in 3 lifetime risk.

The Costs

• The estimated total of coronary heart disease was $177.1 billion in 2010.
• The estimated total cost of a stroke in 2010 was $73.7 billion.
• The total overall cost of cancer was estimated at $263.8 billion.

Mutual of Omaha has filed a Medicare supplement product under the new affiliate Omaha Insurance Company in the following states – Connecticut, Kentucky, Maryland, Michigan, Ohio, Pennsylvania, South Carolina, and West Virginia.

Don’t miss this great opportunity! Omaha Insurance Company Medicare supplements will be released in eight states upon approval. If you don’t have an appointment with Omaha Insurance, call 1-800-924-4727 or email Marketing@srbenefit.com for details. You’ll be ready to sell this spring.

Effective March 01, 2012, on New Business and April 1, 2012 on Inforced Business United of Omaha 2010 Modernized Medicare Supplement (policies effective on or after June 1, 2010) in New Jersey will be having a Rate Increase on Plans A, C, F, G, and M.

If you have any questions regarding this Medicare Supplement Rate Increase, please contact Marketing at 1-800-924-4727, or email Marketing@srbenefit.com